Americans without health insurance — many of them your employees
Average cost of an urgent care visit without insurance
Of employees say better benefits would keep them at their job longer
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We give you a unique code to share with your team. That's all they need to sign up.
Employees enroll themselves in minutes. No paperwork, no enrollment windows.
Your team enrolls and pays Bivvy directly. Nothing to invoice, nothing to reconcile, nothing to administer.

Your team enrolls at your organization’s rate and pays Bivvy directly. Nothing for you to administer, nothing for you to pay, and they keep it if they leave.
Want to contribute? A Qualified Small Employer HRA is the vehicle federal law provides for employers under 50 with no group health plan. Eligibility rules apply and we’ll walk you through them.
Bivvy is not insurance, is not minimum essential coverage, and does not satisfy the ACA employer mandate. A QSEHRA is a formal IRS arrangement with eligibility requirements, including that the employee carry other qualifying coverage. Bivvy does not provide legal or tax advice — review any funding arrangement with your own counsel and accountant.
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No. Bivvy is a direct-pay membership, not health insurance. It does not trigger ERISA, ACA employer mandate requirements, or group health plan regulations.