Your team can't afford to get sick. And you can't afford to lose them.
Americans without health insurance — many of them your employees
Average cost of an urgent care visit without insurance
Of employees say better benefits would keep them at their job longer
If you have a team, Bivvy is for you.
Set up in a day. No complexity.
Tell Us About Your Team
Share your team size so we can size the program and issue your code.
Get Your Partner Code
We give you a unique code to share with your team. That's all they need to sign up.
Your Team Signs Up
Employees enroll themselves in minutes. No paperwork, no enrollment windows.
That’s It.
Your team enrolls and pays Bivvy directly. Nothing to invoice, nothing to reconcile, nothing to administer.
What sick days and turnover cost you.
What care actually costs
Your center
You may disagree with our math. Change any number.
What it adds up to
We're not telling you Bivvy fixes turnover. Nobody can promise that and we won't pretend to.
Here's what it does touch: a teacher who sees a doctor at 6pm Tuesday and starts an antibiotic that night is back in her room Wednesday. The same teacher waiting on an appointment is out the rest of the week. That's the sick-day number above, and it's the one you can move.
Wage figures are BLS Occupational Employment and Wage Statistics, May 2025, Texas. Childcare turnover is the center-based average reported by the McCormick Institute. Replacement cost is set at half of annual salary, the low end of a published range that runs to four times salary. Comparison prices were checked against each company's own pricing page in September 2026 and will drift. Bivvy Health is not insurance, is not minimum essential coverage, does not meet ACA market reform requirements, is not a qualified health plan, and does not replace comprehensive health coverage. If you have coverage today, don't cancel it. Bivvy does not provide legal or tax advice.
Bring Bivvy to your team.
Partner Code
Your team enrolls at the standard partner rate and pays Bivvy directly. Nothing for you to administer, nothing for you to pay, and they keep it if they leave.
Fund a QSEHRA
Want to contribute? A Qualified Small Employer HRA is the vehicle federal law provides for employers under 50 with no group health plan. Your team buys Bivvy on their own and you reimburse them. Eligibility rules apply and we’ll walk you through them.
Bivvy is not insurance, is not minimum essential coverage, does not meet the ACA market reform requirements, is not a qualified health plan, and does not satisfy the ACA employer mandate. Paying for or contributing toward employee memberships outside a QSEHRA generally creates a group health plan subject to ERISA and the ACA, with filing and excise tax consequences that fall on the employer. A QSEHRA is a formal IRS arrangement with eligibility requirements: the employer must have fewer than 50 full-time-equivalent employees and offer no other group health plan, and reimbursements are tax-free only for employees who carry other qualifying coverage. Bivvy does not provide legal or tax advice. Review any funding arrangement with your own counsel and accountant.
Let's talk about your team.
Fill out this form and we'll reach out within 1 business day with pricing tailored to your team.
- No commitment required
- Response within 1 business day
- Custom pricing for any team size
- No broker, no sales pressure
- Set up in as little as one day
Get a Custom Quote
No commitment. No sales pitch. Honest pricing.
Employer FAQs
No. Bivvy is a direct-pay membership, not health insurance, and it is not minimum essential coverage. When your team enrolls and pays Bivvy directly, you are not sponsoring a benefit plan and there is nothing for you to file. That changes if you pay for or contribute toward memberships outside a QSEHRA: federal law generally treats an employer that funds medical care for employees as sponsoring a group health plan subject to ERISA and the ACA, and those obligations land on you, not on Bivvy. Talk to your own counsel or accountant before contributing.
Yes. No minimum hours requirement. Offer it to full-time, part-time, seasonal, or contract employees.
Employees enroll and pay Bivvy directly at the standard partner rate, which is the same for every partner organization. Your organization is never invoiced and never pays Bivvy anything. If you want to contribute, you can fund a QSEHRA — that runs through a QSEHRA administrator, not through us.
Remove them from your account anytime. Change takes effect on the next billing cycle.
Yes. We offer pilot programs for organizations who want to test Bivvy before rolling it out broadly.