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No Insurance This Open Enrollment? How to Still See a Doctor

By Jeremy KaneOct 4, 20264 min read
No Insurance This Open Enrollment? How to Still See a Doctor

Open enrollment season is here. For a lot of people, that means comparing plans. For a lot of others, it means staring at the premiums and realizing a plan just isn't in the budget this year.

If that's you, you're not out of options. Going without insurance doesn't have to mean going without access to a doctor.

Separate “insurance” from “access to care”

Insurance is one way to pay for care. It isn't the only way to reach a provider when you're sick or have a question that's been nagging you for weeks.

A flat-price telehealth subscription works differently. You pay one predictable amount, and you can talk to a licensed provider whenever you need to, without a per-visit bill waiting at the end.

What flat-price access looks like

Bivvy is $29 a month for 24/7 access to licensed doctors and nurse practitioners. No insurance required, no copay surprises, no per-visit fee.

That's the whole idea. Take the cost and the guesswork out of the moment you think “I should probably talk to someone about this.”

When it fits, and when to go in person

A virtual visit handles a lot of everyday things well. It's a good first stop when you want a provider's read on a symptom, a question, or a refill.

It isn't emergency care. If something is severe or sudden, like chest pain, trouble breathing, or a bad injury, that's a 911 or an ER situation, not a video call.

Going into the new year

If a plan isn't happening this enrollment season, don't just white-knuckle it and hope nobody gets sick. Line up affordable access now, so you have somewhere to turn.

That's what we built Bivvy for. Care you can actually afford, whenever you need it.

Bivvy provides access to licensed providers and is not a substitute for emergency services. Providers are licensed. Subscription terms apply.

Care when you need it, for $39/month.
No insurance required. No per-visit fee.
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Bivvy Health is not insurance, is not a health plan, and does not replace comprehensive health coverage. It is not minimum essential coverage and does not satisfy any federal or state coverage requirement. Bivvy is not a medical provider; care is delivered by independent licensed providers. Providers prescribe only when clinically appropriate, and controlled substances are limited by law. Availability depends on provider licensure in your state. Your health information is encrypted and is never sold or used for advertising. Full terms at bivvyhealth.com/terms.

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