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How to Offer a Health Benefit to a Part-Time Team

By Bivvy HealthSep 27, 20264 min read
How to Offer a Health Benefit to a Part-Time Team

If you run a gym, a preschool, or an enrichment center, your team is probably built on part-time people. Coaches, aides, instructors, front-desk staff.

They're the reason families come back. And they're almost never eligible for the kind of benefits a full-time office job comes with.

Traditional group insurance doesn't fit a part-time workforce, and it doesn't fit most operators' budgets either. There's another way to give your people something real.

Why part-time teams get left out

Group health plans are built around full-time headcount, minimum participation rates, and premiums that climb every year. For a business running on 15 part-timers across two locations, the math rarely works.

So a lot of owners offer nothing, not because they don't want to take care of their people, but because the only option on the table is one they can't afford to administer.

That's the gap worth closing before you set your 2027 budget.

What a flat-rate care benefit looks like

Bivvy is a flat $29 a month per person for 24/7 access to licensed doctors and nurse practitioners. No insurance to administer, no group plan to qualify for, no per-visit fees.

You can offer it to part-time staff, full-time staff, and seasonal hires the same way. Cover it for your team, split it, or simply make it available at a rate they'd never get on their own.

For the price of a couple of lunches a month, a part-time coach gets a real way to talk to a provider when they need one.

Why it's worth doing

  • It helps you keep people. Retention is the hardest part of running a multi-location operation. A benefit your competitors down the street don't offer gives someone a reason to stay.
  • It's simple to run. No open enrollment headache, no broker, no annual renewal fight. It scales as you add or lose staff.
  • It signals something. Offering care to part-time staff tells your team you see them as more than shift coverage. People feel that.

How to roll it out

You don't need a benefits department to do this.

  • Decide who's eligible. Many operators start with anyone past 90 days.
  • Decide how you'll fund it. Fully covered, a monthly contribution, or made available at cost.
  • Tell your team plainly what it is and how to use it. Simple beats formal here.

Most operators can have it in place in a week, not a quarter.

You can't always outpay the big chains. You can out-care them.

Giving a part-time team access to a licensed provider, at a price that doesn't strain the business, is one of the few benefit moves that's actually within reach. That's what we built Bivvy for.

Bivvy is access to licensed providers, not group insurance and not a substitute for emergency services. Providers are licensed, and subscription terms apply.

Care when you need it, for $39/month.
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