If you run a gym, a preschool, or an enrichment program, you've probably done the group-insurance math and put it back in the drawer. The premiums don't fit a business that runs on tight margins and hourly staff.
So a lot of operators offer nothing, and feel bad about it. Your people work hard, and 'we can't afford benefits' is a rough thing to tell them.
Why traditional benefits don't fit these businesses
Group health insurance is built for companies with steady full-time headcount and a budget to match. Youth-sports and childcare operations rarely have either.
You've got part-timers, seasonal swings, and turnover that makes a traditional plan a paperwork problem on top of a cost problem. Administering it would eat hours you don't have.
A different kind of offer
There's a middle option between full group insurance and nothing at all. A flat, low-cost benefit your team can actually use.
Bivvy gives your staff 24/7 access to licensed doctors and nurse practitioners for $29 a month per person. No group plan to administer, no underwriting, no per-visit fees for them to worry about.
Here's what that changes for you as the owner
- A benefit you can budget: one flat price, not a premium that resets every year.
- Almost no admin: no group insurance paperwork, no open enrollment.
- Something your team values: same-day access to a provider, from home, on their schedule.
- A retention tool: people who feel taken care of are people who stay.
For a business where turnover quietly eats your margins, giving people something real for a predictable cost is a clear win.
What it is, and what it isn't
Bivvy is affordable access to licensed providers. It's a benefit you can add on top of what you already do, or the first real one you've been able to give. It doesn't replace emergency care, and it isn't group insurance.
Bivvy is not a substitute for emergency services. Providers are licensed, and subscription terms apply.
Give your team something valuable without blowing the budget. That's what we built Bivvy for.
Care when you need it, for $39/month.
No insurance required. No per-visit fee.
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